Loan Products

You can expect all of our lending services to come with the prompt and friendly service you deserve and have come to expect as a member-owner of LOCO Credit Union

We think our combination of outstanding service, great rates and convenience just can’t be beat. Check out our rates, try different loan scenarios on our loan calculators, then complete the online loan application  or joint loan application and submit it to our loan officer. The LOCO Credit Union is able to offer one business day turn around on loan approvals under most circumstances.

Please feel free to contact us with any questions you may have.

Lending Services

• Auto Loans

• Motorcycle Loans

• Personal Loans

• Consolidation Loans

• Motor Home Loans

• Campers

• Home Improvements

• Other Collateral Loans

• Emergency Payday Loans

• Share & Share Certificate Secured Loans

• Pre-approvals

Loan Protection Insurance

• Credit Life Protection for Loans - Call (575) 437-3110
  Reduce or pay off your outstanding loan balance, up to the policy maximum, if you die before paying off the loan.

• Credit Disability Protection for Loans - Call (575) 437-3110
  Ensure your ability to make your monthly loan payment should you become disabled due to a covered illness or injury.

• Guaranteed Asset Protection - Call (575) 437-3110
  Helps pay the difference between a vehicle’s actual cash value and the member’s loan balance according to provisions and conditions set forth in the waiver.

• Mechanical Repair Coverage - Call (575) 437-3110
  Protects new and eligible used vehicles—even after the manufacturer’s warranty expires. This is valuable because members hold on to their vehicles longer and have longer loan durations.

• Collateral Protection Insurance (CPI) - Call (575) 437-3110
  CPI is a type of insurance added to a borrower's loan by the lender when the borrower fails to maintain the required Full Coverage Insurance on their vehicle.

• Please feel free to contact us with any questions you may have.